Coleman v. United Fire & Casualty Insurance Co.

|, United Fire <& Casualty Co. (“United Fire”) appeals a judgment finding that the negligent driver, Lovell Ellis, had express or implied permission to use a truck owned by his employer, Water Works Irrigation Inc. (“Water Works”), and insured by United Fire, when he was in a one-car accident that injured his passenger, Raquel Coleman. We affirm.

Factual Background

According to Ms. Coleman, she had met Ellis online and they became romantically involved. Around 5:00 pm on Thursday, January 20, 2011, Ellis called her to say he was at work and wanted to come pick her up around 9:00 pm. Ellis…