In Re Hayes

OPINION

HENRY L. HESS, Jr., Chief Judge.

This matter came before the court upon Great Western Bank’s objections to the debtors’ Fourth Amended Chapter 13 Plan. The creditor was represented by Donald H. Hansen of Portland, Oregon. The debtors were represented by Don Thacker, also of Portland.

For the first time, this court is called upon to determine how to apply the ruling of In Re Hougland, 886 F.2d 1182 (9th Cir.1989). In that case, the Ninth Circuit Court of Appeals ruled that, notwithstanding § 1322(b)(2), 1 a claim secured only by the debtor’s residence could be bifurcated into secured and…