Legal Opinion

Francis v. Prudential Insurance

Supreme Court of Pennsylvania

Decided January 5, 1914No. Appeal, No. 207PublishedCited by 22 opinions

Appeal, No. 207, Oct. T., 1913, by defendant, from judgment of O. P. No. 2, Allegheny Co., Oct T., 1910, No. 735, on verdict for plaintiff in case of Hannah Francis v. The Prudential Insurance Company of America. Assumpsit on a life insurance policy.

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Appeal, No. 207, Oct. T., 1913, by defendant, from judgment of O. P. No. 2, Allegheny Co., Oct T., 1910, No. 735, on verdict for plaintiff in case of Hannah Francis v. The Prudential Insurance Company of America. Assumpsit on a life insurance policy. The facts appear by the following opinion of Reid, J., sur defendant’s motion for a new trial and for judgment n. o. v. Plaintiff, the widow of Joseph M. Francis, sues to recover upon a policy of insurance issued by defendant on the life of her husband. The form of policy was ( known as the “Annual Dividend Whole Life.” It bears date January 27,…

1Opinion of the Court

Opinion by

Mr. Justice Elkin,

Learned counsel for appellant contend that by the plain and unambiguous terms of the policy in suit, the indebtedness to the company at the time of lapse, operated to reduce the term of extended insurance; and fifty pages of printed argument are devoted to a discussion of those provisions which are said to be so clear and unambiguous. If the construction insisted upon by appellant were so clear as its counsel seem to think, it would *389not be necessary to resort to such a labored argument to justify the conclusion. We have carefully read this argument without being…

2Cases cited1 opinion

  1. Smith v. National Life InsuranceSupreme Court of Pennsylvania · 1883

3Cited by22 opinions

  1. MacDonald v. Metropolitan Life InsuranceSupreme Court of Pennsylvania · 1931
  2. Murphy & Co. v. Manufacturers' Casualty Co.Superior Court of Pennsylvania · 1926
  3. Murray v. Prudential Insurance Co. of AmericaSuperior Court of Pennsylvania · 1940
  4. Metropolitan Life Ins. Co. v. LillardSupreme Court of Oklahoma · 1926
  5. Krebs v. Philadelphia Life InsuranceSupreme Court of Pennsylvania · 1915

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