LaMere v. Farmers Insurance Exchange

¶1 Lexi LaMere is Virgil Henderson’s daughter. In 2001, Lexi was seriously injured in an automobile accident caused by an uninsured motorist. Henderson and members of his household, including Lexi, were insured by two Farmers Insurance Exchange (Farmers or FIE) automobile insurance policies, each providing uninsured motorist protection of $25,000. In late 2001, in exchange for a full release signed by Lexi, Farmers paid $25,000 in uninsured motorist coverage under Henderson’s policy insuring the vehicle involved in the accident. In April 2006, Lexi and her father sued FIE seeking uninsured…