Legal Opinion

Mackenzie Postl v. Santander Bank N.A., Trans Union LLC, and Experian Information Solutions, Inc.

District Court, E.D. New York

Decided March 27, 2026No. 1:25-cv-03297Unknown

1Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK ---------------------------------------------------------- X MACKENZIE POSTL, : : Plaintiff, : MEMORANDUM DECISION AND : ORDER - against - : : 25-cv-3297 (BMC) SANTANDER BANK N.A., TRANS UNION : LLC, and EXPERIAN INFORMATION : SOLUTIONS, INC., : : Defendants. : ---------------------------------------------------------- X COGAN, District Judge. Absent a conservatorship over a borrower, neither credit furnishers nor credit reporting agencies are responsible for knowing or addressing the debtor’s personal hardships that caused him to…

2Cases cited16 opinions

  1. Anderson v. Liberty Lobby, Inc.Supreme Court of the United States · 1986
  2. Matsushita Electric Industrial Co., Ltd. v. Zenith Radio CorporationSupreme Court of the United States · 1986
  3. Adickes v. S. H. Kress & Co.Supreme Court of the United States · 1970
  4. Jose GOENAGA, Plaintiff-Appellant, v. MARCH OF DIMES BIRTH DEFECTS FOUNDATION, Defendant-AppelleeCourt of Appeals for the Second Circuit · 1995
  5. Rexnord Holdings, Inc. v. Maurice BidermannCourt of Appeals for the Second Circuit · 1994

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