Ayres v. New York Life Ins. Co.

McCALEB, Justice.

This is a suit by the widow of Raymond Q. Ayres to recover, as beneficiary and as widow in community and usufructuary, certain disability benefits and' premiums paid under a life and accident policy issued to her deceased husband. The litigation has its origin in the following state of facts:

On October 26th 1926, New York Life Insurance Company insured Raymond Q. Ayres for $2500.' The policy contained total disability provisions under which the insured, upon proof of permanent disability as the result of bodily injury or disease, would be entitled to receive $25 per month and…