Nation v. State Farm Insurance Co.

This cause was initiated to recover monetary damages for the fatal injury to a minor child caused by an automobile accident. The personal representative of the deceased minor child seeks recovery under the liability coverage in three motor vehicle liability insurance policies issued by the appellee, State Farm Insurance Company (State Farm): one policy was issued to the owner of the automo-*893Me and two policies were issued to the permissive operator, the father of the cMd. All three policies are identical and contain clauses excluding personal injury to household members from the liability…