Legal Opinion
Wachovia Bank & Trust Co. v. Westchester Fire Insurance
Court of Appeals of North Carolina
Decided December 9, 1969No. 6910DC479PublishedCited by 5 opinions
1Opinion of the CourtCampbell, J.
This is a case of first impression in North Carolina.
Insurance policies should be given reasonable interpretation, and if they are not ambiguous, they should be construed according to their terms and the ordinary and plain meaning of their language. Williams v. Insurance Co., 269 N.C. 235, 152 S.E. 2d 102 (1966); Williams v. Insurance Co., 2 N.C. App. 520, 163 S.E. 2d 400 (1968); Clemmons v. Insurance Co., 2 N.C. App. 479, 163 S.E. 2d 425 (1968). A policy should be construed as a whole so as to give a consistent meaning to all its terms. Stanback v. Insurance Co., 220 N.C. 494, 17 S.E. 2d 666…
2Cases cited23 opinions
- Williams v. Nationwide Mutual Insurance CompanySupreme Court of North Carolina · 1967
- Southwestern Fire and Casualty Company v. AtkinsCourt of Appeals of Texas · 1961
- Central Surety & Insurance Corporation v. ElderSupreme Court of Virginia · 1963
- Government Employees Insurance Company v. SweetDistrict Court of Appeal of Florida · 1966
- Pacific Indemnity Co. v. ThompsonWashington Supreme Court · 1960
18 more not listed; retrieve them via the Exa API.
3Cited by5 opinions
- Wake County Hospital System, Inc. v. National Casualty Co.District Court, E.D. North Carolina · 1992
- Akzona, Inc. v. American Credit Indemnity Co.Court of Appeals of North Carolina · 1984
- North Carolina Insurance Guaranty Ass'n v. State Farm Mutual Automobile Insurance Co.Court of Appeals of North Carolina · 1994
- Early Settlers Insurance v. JordanSupreme Court of Virginia · 1976
- Davis v. Preferred Risk Mutual InsuranceSupreme Court of Virginia · 1988