McMullen v. Modern Woodmen of America

The defendant, a fraternal beneficiary society organized under the law of Illinois and duly licensed to transact business in Missouri, in April, 1898, issued to Robert G. McMullen, hereinafter called insured, a benefit certificate in the amount of $2000, in which plaintiff, wife of the insured, was the named beneficiary. The rate of assessment in the beginning on the certificate was eighty-five cents per month. In 1904 it was increased to $1.30; in 1919 it was increased to $2.40. The several increases were made in accordance with the terms of the defendant's by-laws. The insured paid all…