Tower Hill Signature Insurance v. Speck

Tower Hill Signature Insurance Co. (“Tower Hill”) appeals the final judgment, following a jury trial, ordering it to pay up to $164,080 for subsurface repair and stabilization to the home of Larry and Keren Speck (“the Specks”) due to the Specks’ claim for sinkhole damage. We find that the trial court abused its discretion in not admitting evidence of the amount the Specks received to repair the home from a prior insurance company after a previous sinkhole claim on the same property.

The Specks made this claim against their Tower Hill policy in January of 2010. Following an initial…