Nationwide Mutual Insurance v. Foster

SMITH, Judge.

These consolidated petitions for review require this Court to determine whether an insurer may refuse to renew a policy of automobile insurance on the grounds that the insured has been involved in two automotive incidents, not necessarily resulting in injury to person or property, within a thirty-six-month period, even though the insurer has provided or was required to provide coverage for only one of the incidents. The petitioner, Nationwide Mutual Insurance Company (Nationwide), refused to renew the automobile insurance policies of James and Carol Berry (the Berrys) and John H.…