Apa v. National Bank of Commerce

Defendant John Owens used a loan from defendant National Bank of Commerce to finance the purchase of a bus. After selling the bus to plaintiff Patrick Apa, a charter operator who did not know of the bank’s interest, Owens defaulted on the bank loan. The bank found the bus and seized it, Apa sued the bank for conversion, and Apa was awarded summary judgment on the issue of liability. The primary question presented by the instant appeal is whether the trial court’s admission of Apa’s bank statements was proper under the business exception to the hearsay rule for the purpose of establishing the…