American Family Mutual Insurance Co. v. Ward

HIGGINS, Judge.

In January 1983 Kella Ward was involved in an accident when the car she was driving was struck by an automobile driven by Roderick Bernardy. After 12 days’ hospitalization at Truman Medical Center, Kel-la died as a result of the injuries she sustained in the accident. She was survived by her only child, Jennifer Kathleen Ward.

Prior to the filing of suit for the wrongful death of her mother, Jennifer Kathleen Ward, by her guardian, agreed to a settlement of her claim with Bemardy’s insurer, American Family Mutual Insurance. American Family agreed to pay $25,000, the limit of its…