Sizemore v. State Farm General Insurance

MAYNARD, Justice:

We are presented in this ease with four questions certified by the Circuit Court of Mercer County regarding the proper limitation period in which to bring an action on a multiple line insurance policy. The certified questions and the circuit court’s answers are as follows:

1. Is the plaintiffs’ claim for first party property coverage for a fire loss barred by the one year limitation of action provision contained in their State Farm mobile home policy where plaintiffs failed to institute an action on the policy within one year after both plaintiffs and'their attorneys received…