Vern v. Merchants Mutual Casualty Co.

William C. Hecht, Jr., J.

Plaintiff was injured while driving a rented car. He lives and is employed in New York City. He owns a car which is kept in a garage in New York and was insured by defendant under a standard automobile liability insurance policy. The policy contains the following clause relative to the use of other automobiles:

“V. Use of Other Automobiles. If the named assured is an individual who owns the automobile classified as ‘ pleasure and business ’ or husband and wife either or both of whom own said automobile, such insurance as is afforded by this policy for bodily injury…