Haag v. Castro

The Court’s decision is predicated on its application of the insurance endorsement language adding coverage for “hired” (rented) vehicles but limiting the scope of those “insured” by the phrase “but only while the automobile is being used in the business of the Named Insured [the Indiana Youth Soccer Association (TYSA’) ].” Haag v. Castro, 959 N.E.2d 819 (Ind.2012) (emphasis added). I believe this insurance contract is ambiguous and thus should be construed to provide coverage under Indiana law.

It is a well settled rule that insurance contracts are, in the first instance, “subject to the same…