Pekins v. American Central Insurance Co.

RFOGG, Judge.

The issue raised on appeal in this personal injury case is whether or not the insured executed a valid uninsured/under-insured motorist (UM) rejection form declining UM coverage under its umbrella policy. For the following reasons, we find the rejection form invalid and reverse the judgment of the trial court.

Phillip J. Pekins, Jr. and Horace Dennis, Jr. were involved in an automobile accident on July 2, 1996. At the time of the accident, Mr. Pekins was in the course and scope of his employment with MMR Radon Constructors, Inc. and driving a 1994 Chevrolet truck owned by his…