Harford Mutual Insurance v. Gorbet

JOHN R. BROWN, Circuit Judge.

The question here is whether an insurer can cancel a policy by accepting its surrender from one neither the named insured nor the agent pf the named insured. The District Court’s answer obviously was in the negative. And we agree.

The facts are a mazingly simple: Kenneth and Dorothy (Sorbet were married from April 4,1950, until a divorce on May 12, 1954. Two years before this insurance controversy arose, Kenneth, by formal Texas Motor Vehicle Assignment of Title, transferred to; Dorothy, title to the Studebaker car. Hoskins v. Carpenter, Tex.Civ.App., 201 S.W.2d…