South Park Aggregates, Inc. v. Northwestern National Insurance Co. of Milwaukee, Wisconsin

Opinion by

Judge PIERCE.

In this action for breach of contract and bad faith breach of an insurance contract, Northwestern National Insurance Co. (Northwestern), a Wisconsin insurance firm, appeals from a judgment entered upon a jury verdict in favor of South Park Aggregates, Inc. (South Park). South Park cross-appeals the judgment.

South Park was engaged in gravel production in Fairplay, Colorado. As part of its operation, South Park employed a front-end loader that was insured by Northwestern under an “all risk” policy, which provided coverage against “all risk of direct physical loss or…