Cargo v. New York Marine & General Insurance

Order, Supreme Court, New York County (Shirley Werner *445Kornreich, J.), entered July 31, 2006, which, inter alia, granted plaintiffs cross motion for summary judgment declaring that plaintiff additional insured is entitled to the full benefits of the insurance contract issued by defendant insurer, unanimously affirmed, with costs.

Under New York law, “each individual additional insured . . . must be treated as if separately covered by the policy and indeed as if he . . . had a separate policy of his own” (Greaves v Public Serv. Mut. Ins. Co., 5 NY2d 120, 124 [1959]), even where, as here, the…