Valero v. Florida Insurance Guaranty Ass'n

The insurer filed a declaratory judgment action alleging that it had no obligation to provide a defense or coverage for its insureds on a negligent supervision action arising out of sexual molestation. The insurer relied on the sexual molestation exclusion in the insureds’ homeowners’ policies to deny coverage. The circuit court granted the insurer’s motion for summary judgment on that argument. We affirm.

The exclusion at issue provided that coverage did not apply to “bodily injury ... [ajrising out of sexual molestation....” In its motion for summary judgment, the insurer acknowledged there…