Bruce Levine v. Employers Ins. Co. of Wausau

Consider the auto insurance policy at issue in this case, which has two relevant components. The first-the Declarations Pages-states that the Liability portion of the policy covers "Any 'Auto' " and that the Uninsured/Underinsured Motorist ("UIM") portion covers "Owned 'Autos' Only." J.A. 68, 148. The second-the UIM Endorsement-provides that, for purposes of that Endorsement, a "[c]overed auto" is "a motor vehicle ... with respect to which the 'bodily injury' or 'property damage' liability coverage of the policy applies." J.A. 104 (emphasis added). In other words, because the Liability policy…