Hoover v. Royal Neighbors of America

The opinion of the court was delivered by

Pollock, J. :

This was an action on the benefit certificate executed by defendant, a fraternal benefit society, to Alma Hoover, wife of plaintiff. Application for the issuance of the certificate was made November 24, 1898. The certificate was not delivered to the applicant in her lifetime, but was delivered to plaintiff December 21, 1898, the day succeeding the death of Alma Hoover. The certificate on which the action is brought, among other things, provides as follows :

“1st. That the application and medical examinanation, which is made a part hereof,…