O'Brien v. American-Amicable Life Insurance

Beasley, Judge.

Appeal is from the grant of summary judgment to the insurance company in the O’Briens’ suit to recover under a life insurance policy.

In September 1983, Mrs. O’Brien applied for whole-life insurance through the insurer’s authorized local representative and agent, which policy was issued on December 1. At the time application was made, Mr. and Mrs. O’Brien discussed with the agent the purchase of a rider to provide life insurance coverage for their expected child. The agent told them to inform her when it was born, because no such application could be made until 15 days after…