Keller v. Household Finance Corp. Retail Services (In Re Keller)

FINDINGS OF FACT, CONCLUSIONS OF LAW AND MEMORANDUM OPINION

ALEXANDER L. PASKAY, Bankruptcy Judge.

THIS IS an adversary proceeding initiated by a complaint to avoid a lien impairing Debtor’s exemptions filed by Daniel V. Keller and Laurie Keller, Chapter 7 Debtors in the above-styled case, against Household Finance Corporation Retail Services, Inc. The matter under consideration is the Debtors’ right to avoid a security interest on household furnishings pursuant to 11 U.S.C. § 522(f). At the pretrial conference this Court determined that there were no material issues of fact in dispute and…