Mohr v. Dix Mutual County Fire Insurance

PRESIDING JUSTICE McCULLOUGH

delivered the opinion of the court:

Plaintiff, a farmer and defendant’s insured, lost a tractor and several pieces of equipment in a fire. Subsequently, after talking to defendant’s adjuster, plaintiff signed a blank proof-of-loss form. Defendant issued checks in settlement of the claim. However, plaintiff rejected the checks as inadequate and not representative of the actual cash value of the lost tractor, blade, and plow. After making multiple attempts to discuss the dispute with defendant, plaintiff brought suit seeking compensatory, consequential, and punitive…