Fire Insurance Exchange v. Horner

VICTOR C. HOWARD, Judge.

Gail and Darrell Mansfield (“the Mans-fields”) and Caleb Horner appeal the trial court’s grant of summary judgment in favor of Fire Insurance Exchange (“FIE”) on its petition for declaratory judgment. On appeal, Horner and the Mansfields contend that the trial court erred in granting FIE’s motion for summary judgment because a household resident exclusion clause in Horner’s homeowners insurance policy did not unambiguously exclude coverage for injuries sustained by Horner’s unborn child. The judgment of the trial court is affirmed.

Factual and Procedural Background

Appell…