Smith v. Mechanics' & Traders' Fire Insurance

This action is brought on a policy of insurance of $2,500, issued by defendants to Alexander Smith, and by him duly assigned to plaintiffs. The policy was upon one of several buildings adjoining or contiguous, and constituting an establishment known as “ Smith’s Carpet Factory.” The risk came under the class of special hazards, and the premium was at the rates charged for that class. The property insured is described in the policy in these words: “ $400 on his two-story framed building used for winding and coloring yarn and for storage of spun yarn, situate at West Farms, Westchester county,…