Dunbar v. National Security Life & Accident Insurance Co.

GRISSOM, Chief Justice.

Walter H. Dunbar sued National Security Life & Accident Insurance Company to recover on an insurance policy the doctor and hospital bills incurred by him while confined in a hospital as a result of sickness. The policy was issued in June, 1953, about thirteen years prior to enactment of the law creating the Federal Medicare Program. Plaintiff’s hospital and surgeon’s bills (excepting only the amounts deductible from medicare coverage, to-wit $90.00, which the insurer tendered to plaintiff), were paid by medicare. Dunbar contends that because the policy provides that the…