United Services Automobile Ass'n v. Doe

By a complaint for a declaratory judgment, United Services Automobile Association (USAA), an insurance company, asked whether the personal liability provisions of its homeowners policy extended coverage to liability for bodily harm caused by a fourteen year old boy’s sexual molestation of a four year old girl. The case comes to us on a report by a judge of the Superior Court, made in accordance with the third sentence of Mass.R.Civ.P. 64(a), as amended, 423 Mass. 1403 *744(1996).2 Conformably with that portion of the rule, the parties requested that the Superior Court judge report the case and…