Legal Opinion

Universal Bank, N.A. v. Grause (In Re Grause)

United States Bankruptcy Appellate Panel for the Eighth Circuit

Decided February 16, 2000No. BAP 99-6062NIPublishedCited by 34 opinions

1Opinion of the Court

ROGER, Chief Judge.

Universal Bank, N.A. (“Universal”) appeals the decision of the Bankruptcy Court 2 finding in favor of Debtor Teresa A. Grause on Universal’s nondischargeability action under 11 U.S.C. § 523(a)(2)(A) and declaring the debt to be dischargeable. For the reasons that follow, we affirm.

Facts

Ms. Grause opened her account with Universal in April 1992, as a result of a pre-approved credit card application. Her FICO score at that time was 762, well above the minimum score of 650 required to obtain a Universal Card. At the time she opened her account with Universal in 1992, Ms.…

2Cases cited16 opinions

  1. Anderson v. City of Bessemer CitySupreme Court of the United States · 1985
  2. United States v. United States Gypsum Co.Supreme Court of the United States · 1948
  3. Field v. MansSupreme Court of the United States · 1995
  4. In Re Benethel Rembert, Debtor. Benethel Rembert v. At & T Universal Card Services, Inc. Citibank South Dakota, N.A.Court of Appeals for the Sixth Circuit · 1998
  5. In the Matter of Michael VAN HORNE. Margaret CASPERS, Appellee, v. Michael VAN HORNE, AppellantCourt of Appeals for the Eighth Circuit · 1987

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3Cited by34 opinions

  1. At&T Universal Card Services v. MercerCourt of Appeals for the Fifth Circuit · 2001
  2. KMK Factoring, L.L.C. v. McKnew (In Re McKnew)United States Bankruptcy Court, E.D. Virginia · 2001
  3. Burt v. Maurer (In Re Maurer)United States Bankruptcy Appellate Panel for the Eighth Circuit · 2000
  4. Bank of America v. JarczykDistrict Court, W.D. New York · 2001
  5. Citibank (South Dakota), N.A. v. Spradley (In Re Johnson)United States Bankruptcy Court, E.D. New York · 2004

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