Sincoff v. Liberty Mutual Fire Insurance

This case was tried by the court without a jury.

The plaintiffs, Jacob and Ethel Sincoff, the named assured, seek damages from the defendant insurer, on a policy of insurance known as a Personal Property Floater. The damage was to furnishings consisting of broadloom carpeting, tapestry and furniture, caused by carpet beetles. The plaintiffs duly filed a proof of loss as required by the policy. The answer admits the issuance of the policy but denies coverage.

On May 25, 1956, the defendant issued its Personal Property Floater policy No. MP-20P-105040-R, to the plaintiffs for the period from July…