Nationwide Mutual Fire Insurance Co. v. Smith

Appellant seeks review of a summary final judgment entered in favor of its insured, which concluded that appellant provided insurance coverage on the date of its insured’s automobile accident because the insured paid his overdue premium before the effective cancellation date of the policy. We conclude that the trial court properly entered summary judgment against appellant, albeit for the wrong reason. Accordingly, we affirm. See Henderson v. Crosby, 888 So.2d 847 (Fla. 1st DCA 2004) (applying the “tipsy coachman” rule to affirm a summary judgment).

Appellant provided its insured with a grace…