Legal Opinion

Cronin v. Vermont Life Insurance Co.

Supreme Court of Rhode Island

Decided June 13, 1898PublishedCited by 14 opinions

Assumpsit on a policy of insurance issued upon the life of the plaintiff’s niece.

1Opinion of the CourtStiness, J.

This action is brought to recover insurance on the life of the plaintiff’s niece, and the main question raised by the defendant to the declaration is whether the plaintiff had an insurable interest in the life of her niece.

The English act of 1771, 11 Geo. Ill, c. 18, § 1, prohibited insurance on the life of a person in which the beneficiary shall have no interest, or by, way of gaming or wagering.

Although the statute has never been taken as a part of our law, its rule was generally followed in this country, as declaratory of the common law. But in defining the term “interest,” the tendency of…

2Cases cited5 opinions

  1. Warnock v. DavisSupreme Court of the United States · 1882
  2. Aetna Life Ins. Co. v. FranceSupreme Court of the United States · 1877
  3. Elkhart Mutual Aid, Benevolent & Relief Ass'n v. HoughtonIndiana Supreme Court · 1885
  4. Lord v. DallMassachusetts Supreme Judicial Court · 1815
  5. Chisholm v. National Capitol Life Ins.Supreme Court of Missouri · 1873

3Cited by14 opinions

  1. Focus Investment Associates, Inc. v. American Title Insurance Company, Focus Investment Associates, Inc. v. American Title Insurance CompanyCourt of Appeals for the First Circuit · 1993
  2. Fuller v. Metropolian Life InsuranceSupreme Court of Connecticut · 1898
  3. Commonwealth Life Ins. Co. v. GeorgeSupreme Court of Alabama · 1947
  4. Western Reserve Life Assurance Co. v. ADM Associates, LLCCourt of Appeals for the First Circuit · 2013
  5. Western Reserve Life Assurance Co. of Ohio v. ADM Associates, LLCSupreme Court of Rhode Island · 2015

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