Barrett v. Sallie Mae Servicing (In Re Barrett)

MEMORANDUM OPINION

KAY WOODS, Bankruptcy Judge.

A trial was held in this matter on November 23, 2004. Debtor/Plaintiff, Thomas Francis Barrett, Jr. (“Debtor” or “Plaintiff’), was represented by Robert A. Ciotola. Esq. Defendant, Educational Credit Management Corporation (“ECMC” or “Defendant”), was represented by Frederick S. Coombs, III, Esq. This Court has jurisdiction of this case under 28 U.S.C. § 1334. This matter constitutes a core proceeding under 28 U.S.C. § 157(b)(2)®. Furthermore, in accordance with FED. R. BANKR. P. 7052, the Court’s findings of fact and conclusions of law are set…