Thomas Investment Co. v. United States Fidelity & Guaranty

PUDLOWSKI, Judge.

Respondent, Thomas Investment Company [hereinafter Thomas], a wholly owned subsidiary of Hoel-Steffen Construction Company, Inc., whose president, director and principal stockholder was Robert F. Hoel, filed a Petition for Declaratory Judgment in the Circuit Court of the City of St. Louis. Thomas sought a declaration that a commercial policy of insurance issued by appellant, United States Fidelity and Guaranty Company [hereinafter USF&G], covered damage to property owned by Thomas at 4100-4102 Hartford in the City of St. Louis. Although USF&G denied coverage under the policy,…