Legal Opinion

S.E. Arnold and Co., Inc. v. Cincinnati Ins. Co.

Court of Appeals of Arkansas

Decided December 7, 2016No. CV-16-73PublishedCited by 2 opinions

1Opinion of the CourtBart F. Virden, Judge

| ]Appellant S.E. Arnold and Company, Inc., d/b/a Arnold’s Flooring America (Arnold), was sued by Barry and Andrea Griffith in connection with alleged defective flooring that was supplied by Arnold and installed by a subcontractor hired by Arnold. Arnold filed a claim with its insurer, Cincinnati Insurance Company (Cincinnati), with which it had a commercial general liability (CGL) policy. Cincinnati denied coverage, citing an exclusion in Arnold’s policy for “damage to your product.” 1 Arnold then sued Cincinnati, claiming that the insurer owed a duty to defend and indemnify. Both parties…

2Cases cited9 opinions

  1. American Family Mutual Insurance v. American Girl, Inc.Wisconsin Supreme Court · 2004
  2. The Netherlands Insurance Co. v. Main Street Ingredients, LLCCourt of Appeals for the Eighth Circuit · 2014
  3. Unigard Security Insurance v. Murphy Oil USA, Inc.Supreme Court of Arkansas · 1998
  4. Murphy Oil USA, Inc. v. Unigard Security InsuranceSupreme Court of Arkansas · 2001
  5. Columbia Insurance Group, Inc. v. Cenark Project Management Services, Inc.Supreme Court of Arkansas · 2016

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3Cited by2 opinions

  1. Murphy Oil Corporation v. Liberty Mutual Fire InsuranceCourt of Appeals for the Eighth Circuit · 2020
  2. Nationwide Mutual Insurance Co. v. Nwa Restore-It Inc.Court of Appeals of Arkansas · 2025

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