Shelter Mutual Insurance Company v. Tommy Maples Bessie Maples, First National Bank of Berryville

RILEY, Circuit Judge.

In this diversity action, Tommy and Bessie Maples (Maples) appeal the district court’s adverse grant of summary judgment in a declaratory judgment action brought by Shelter Mutual Insurance Company (Shelter). We reverse and remand for further consideration on the issue of causation.

I. BACKGROUND

The parties stipulated to the following facts. While residing in Saudi Arabia, Maples contracted for the construction of a single-family retirement home in Arkansas. Maples purchased homeowner’s insurance from Shelter, and a policy issued on November 24, 2000, was in full effect at…