Canal Insurance v. National House Movers, LLC

In this declaratory judgment action, Canal Insurance Company (Canal) appeals the circuit court’s finding that National House Movers, LLC’s (NHM) commercial automobile insurance policy provided indemnity coverage for injuries Kevin Jones sustained while working for NHM. Canal contends Jones was an employee, as opposed to a “temporary worker,” and as such, was excluded from indemnity coverage afforded by NHM’s policy. We disagree and affirm.

FACTS

At issue in this declaratory judgment action is the employment status of Kevin Jones. NHM is a small house-moving company comprised of three members:…