Reynolds v. State Farm Mutual Automobile Insurance Co.

OWEN, WILLIAM C., Jr., Associate Judge,

dissenting:

There are two sound reasons why I believe that both this court and the trial court are in error in denying to Gregory Reynolds the benefits of uninsured motorist coverage under the policy issued by appellee to Mrs. Reynolds. The first involves nothing more than a simple reading of the policy itself. The second involves the applicability and construction of Section 627.4132, Florida Statutes (1977).

First, the policy itself. By definition, Gregory is an “insured” under the uninsured motorist coverage because his mother is the named insured and…