Pacific Finance Loans v. Goodwin

Plaintiff sued alleging that there was due and owing from defendant $649.44, plus interest, on a promissory note negotiated between the parties. Attached to plaintiff’s complaint is a document entitled, “Retail Installment Contract and Security Agreement.” In essence, the document described the terms and conditions of the purchase of furniture by defendant and her husband from LaSalle, Inc.

Defendant answered denying generally the allegations in the complaint and alleging, inter alia, that there were breaches of warranties and a failure of consideration in the sale of the furniture.

Plaintiff…