AMERICAN INDEMNITY INSURANCE COMPANY v. Brown

Stolz, Judge.

The insured brought an action against his fire insurance carrier for breach of his policy by failure to pay the increased coverage benefits provided by an endorsement to the policy. The policy provided that "[n]o permission affecting this insurance shall exist, or waiver of any provision be valid, unless granted herein or expressed in writing added hereto,” and that the insurance was provided "[i]n consideration of the provisions and stipulations herein or added hereto and of the premium above specified (or specified in endorsementís) and made a part hereof) . .

Argued January 13,…