State Farm Mutual Automobile Insurance Co. v. Azima

In this case we determine whether an insurance carrier gave a policyholder its written consent to sue an uninsured motorist in a subrogation letter it sent to the policyholder. Because we hold that the subrogation letter is no evidence that the carrier consented to the policyholder’s suit, a majority of the Court reverses the judgment of the court of appeals and affirms the judgment of the trial court.

The policyholder, Jasmine Azima, alleged that she suffered injuries as a result of an automobile accident caused by the negligence of Frederick Sturdivant, an uninsured motorist. Azima’s…