Delta Lloyds Insurance Co. v. Williamson

OPINION

BURGESS, Justice.

This is a suit on a fire insurance policy. Jimmy Williamson d/b/a Williamson Air Conditioning was the named insured on a Texas Multi-Peril Policy which insured a building and personal property. The policy was issued in the amount of $60,000 on the building and $60,000 on the contents. It contained this standard provision:

This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, ...

The first day the policy became effective,…