Rosenberger v. Lincoln National Life Insurance

■ On October 1, 1917, the Merchants Life Insurance Company of Des Moines, Iowa, Issued a policy of life insurance on the life of Dan J. Eosenberger, for $4,000, and on July 10, 1919, issued another for $12,000. Dan J. Eosenberger died on September 12,1927. The original beneficiary of both policies was Effie B. Eosenberger. On August 11, 1927, the insured had the beneficiary changed to Virgil L. Eosenberger, a minor son. During his lifetime the insured made certain loans on the policy, so that upon his death there was due $14,791.98. Proper proof of death was made, and the minor son, Virgil L.…