Legal Opinion

Stephens v. State Farm Mutual Automobile Insurance Co.

Kentucky Supreme Court

Decided January 19, 1995No. 93-SC-919-DGPublishedCited by 28 opinions

1Opinion of the Court

REYNOLDS, Justice.

At issue is the constitutionality of those amendments to the Kentucky FAIR (Fair Access to Insurance Requirements) Plan Statutes (KRS 304.35-010, et seq.) effected by House Bill 5.52 of the 1988 Kentucky General Assembly.

The insurance industry is a highly regulated one and operates within the framework of Kentucky’s comprehensive, regulatory insurance code (KRS Chapter 304). It provides for three insurance residual market mechanisms. Of concern herein is the one designated as the FAIR Plan. It is mandated statutorily that insurers authorized to write property or casualty…

2Cases cited21 opinions

  1. Dandridge v. WilliamsSupreme Court of the United States · 1970
  2. McGowan v. MarylandSupreme Court of the United States · 1961
  3. Madden v. Kentucky Ex Rel. CommissionerSupreme Court of the United States · 1940
  4. State Farm Mutual Automobile Insurance v. StateSupreme Court of New Jersey · 1991
  5. California State Automobile Ass'n Inter-Insurance Bureau v. MaloneySupreme Court of the United States · 1951

16 more not listed; retrieve them via the Exa API.

3Cited by28 opinions

  1. Commonwealth v. HarrelsonKentucky Supreme Court · 2000
  2. Commonwealth Department of Agriculture v. VinsonKentucky Supreme Court · 2000
  3. Commonwealth v. HowardKentucky Supreme Court · 1998
  4. Vision Mining, Inc. v. GardnerKentucky Supreme Court · 2011
  5. Cornelison v. CommonwealthKentucky Supreme Court · 2001

23 more not listed; retrieve them via the Exa API.

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