Higgins v. John Hancook Mutual Life Insurance Co.

The application which forms a part of the contract provides, among other things: “ If any statement or answer in the application for this policy, which application is hereby referred to and . made a part hereof, is in any respect untPue * * * .then this policy is void.”

And also that no person, except the president or secretary, is authorized to make, alter or discharge contracts or waive forfeitures.

It is further declared: “Application is hereby made to the John Bancock Mutual Life Insurance Company for insurance, and as a basis for such insurance statements are made which, including those…