Fleming v. Aetna Casualty & Surety Co.

ALFORD, Judge.

This is an appeal of a judgment against Lawrence Fleming, plaintiff, and in favor of Aetna Casualty and Surety Company (Aetna), defendant. Fleming was shot by Laura Williams in her home and brought suit directly against her homeowners insurer, Aetna. Aetna denied coverage based on a policy exclusion which provided that there would be no coverage for “bodily injury ... which is either expected or intended from the standpoint of the insured.” The trial court found that Ms. Williams intentionally inflicted the plaintiff’s injury and, accordingly, there was no coverage. We agree.

In…