In re: Barbara Rebecca Einset, aka Barbara Rebecca Bell

UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF MICHIGAN _______________________ In re: Case No. DK 05-15663 BARBARA REBECCA EINSET, aka BARBARA Hon. Scott W. Dales REBECCA BELL, Chapter 7 Debtor. ________________________________________/ FINDINGS OF FACT AND CONCLUSIONS OF LAW IN CONTESTED MATTER PRESENT: HONORABLE SCOTT W. DALES United States Bankruptcy Judge I. INTRODUCTION AND JURISDICTION Phillip R. Hercik, Jr. (“Mr. Hercik”) and the Debtor Barbara Rebecca Einset (“Debtor”) jointly owned an 82.5-acre parcel of real estate at the end of Bailey Road, in Pipestone Township,…