In re Foreclosure of Real Property Under Deed of Trust from Gray

ELMORE, Judge.

Robert H. Gray and Amy P. Gray (petitioners) appeal from an order entered 2 February 2012 allowing the foreclosure sale of their home. We affirm.

*47I. Background

In January 2007, petitioners entered into a “Mortgage Loan Origination Agreement” and a “Mortgage Brokerage Business Contract” with Financial Resources Mortgage, Inc. (FRM) to refinance their existing home loan. Their mortgage broker and loan originator through FRM was Jason Davis. He secured a residential mortgage for petitioners through Lydian Private Bank (Lydian). On the day of the closing, a notary, John Frechette,…